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CA Sanjiv Kumar

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Taxchopal Latest Questions

CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

Is there any possible way to avoid penalty imposed for failure to furnish TDS return?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:11 pm

    Yes, there are certain ways to avoid or minimize the penalty imposed for failure to furnish a TDS return under the Income Tax Act. The penalties are primarily covered under Sections 234E and 271H of the Act. 1. Understanding the Penalty for Late Filing of TDS Return Late Fee under Section 234E: A fiRead more

    Yes, there are certain ways to avoid or minimize the penalty imposed for failure to furnish a TDS return under the Income Tax Act. The penalties are primarily covered under Sections 234E and 271H of the Act.

    1. Understanding the Penalty for Late Filing of TDS Return

    • Late Fee under Section 234E:

      • A fine of ₹200 per day is levied until the TDS return is filed.
      • The total penalty cannot exceed the amount of TDS deducted.
    • Penalty under Section 271H:

      • A minimum penalty of ₹10,000 and a maximum of ₹1,00,000 may be imposed for failure to file the return within one year.
      • This penalty is in addition to the late fee under Section 234E.

    2. Ways to Avoid or Reduce the Penalty

    ✅ File the TDS Return at the Earliest

    • If you have missed the deadline, file the TDS return as soon as possible to minimize the late filing fee under Section 234E.

    ✅ Request for Waiver of Penalty under Section 271H

    • Under certain circumstances, the Assessing Officer (AO) may waive the penalty under Section 271H if:
      • TDS is deposited to the government account.
      • Late filing fees under Section 234E are paid.
      • TDS return is filed before the expiry of one year from the due date.

    ✅ File an Appeal to the Commissioner of Income Tax (CIT) (Appeals)

    • If a penalty is levied, you can challenge the order before the CIT(A) by providing a reasonable cause for delay (e.g., technical issues, natural calamities, unavoidable business disruptions).

    ✅ Apply for Condonation of Delay

    • In some genuine cases, the Income Tax Department may consider a condonation request if the delay was beyond your control.

    ✅ Ensure Correct Filing of Returns to Avoid Additional Penalties

    • Incorrect filing of TDS returns may increase penalties. Always verify:
      • PAN details of deductees.
      • TDS amount credited.
      • Quarterly return deadlines (31st July, 31st October, 31st January, and 31st May).

    Final Advice

    If you have missed filing a TDS return, do not delay further. File it immediately and pay the late fees to minimize the financial burden. If there is a reasonable cause for the delay, you may approach the IT department for penalty relief under Section 271H.

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

What is the penalty for non filing of quarterly TDS return?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:16 pm

    Penalty for Non-Filing of Quarterly TDS Return Failure to file a quarterly TDS return within the due date attracts late fees and penalties under the Income Tax Act. The penalties are primarily covered under Section 234E and Section 271H. 1. Late Fee Under Section 234E If the quarterly TDS return isRead more

    Penalty for Non-Filing of Quarterly TDS Return

    Failure to file a quarterly TDS return within the due date attracts late fees and penalties under the Income Tax Act. The penalties are primarily covered under Section 234E and Section 271H.


    1. Late Fee Under Section 234E

    If the quarterly TDS return is not filed within the due date, a late fee of ₹200 per day is applicable until the return is filed. However, this fee:
    ✔️ Cannot exceed the total amount of TDS deducted.
    ✔️ Must be paid before filing the return.

    Example:

    • If TDS return is delayed by 20 days, the late fee = ₹200 × 20 = ₹4,000.
    • However, if the total TDS deducted is ₹3,500, the maximum late fee will be ₹3,500 (not ₹4,000).

    2. Penalty Under Section 271H

    Apart from the late filing fee under Section 234E, an additional penalty under Section 271H may be imposed if the TDS return is not filed within one year from the due date.

    📌 Penalty Amount: ₹10,000 to ₹1,00,000.
    📌 Applicable for:
    ✔️ Non-filing of TDS return.
    ✔️ Filing an incorrect TDS return (if not corrected in time).

    🔹 When is the penalty under Section 271H NOT levied?
    If the taxpayer meets all the following conditions:
    ✔️ TDS has been deposited to the government account.
    ✔️ Late fee under Section 234E has been paid.
    ✔️ TDS return is filed before the expiry of one year from the due date.


    3. Interest on Late Deposit of TDS (Section 201(1A))

    If TDS is deducted but not deposited to the government, interest is charged:
    🔹 1% per month from the due date of deduction to the actual deduction date.
    🔹 1.5% per month from the deduction date to the date of payment to the government.


    4. How to Avoid Penalty?

    ✔️ File TDS returns within the due dates:

    • Q1 (April – June) → 31st July
    • Q2 (July – September) → 31st October
    • Q3 (October – December) → 31st January
    • Q4 (January – March) → 31st May
      ✔️ Ensure timely payment of TDS to the government.
      ✔️ If delayed, file at the earliest to minimize penalties.
      ✔️ Apply for a waiver under Section 271H if eligible.

    Final Thought

    Failure to file a TDS return attracts late fees, penalties, and interest. If you have missed the deadline, file the return immediately to minimize the financial impact. If required, you can appeal for waiver of the penalty under Section 271H by showing a genuine reason.

    Please refer to the link on how to avoid late fees and penalties on the TDS return.

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

What is the penalty on concealment of Income in search cases?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:18 pm

    Penalty on Concealment of Income in Search Cases Under the Income Tax Act, 1961, if undisclosed income is found during an Income Tax Search (Raid) conducted under Section 132, penalties are levied under Section 271AAB. 1. What is "Undisclosed Income" in Search Cases? As per Section 271AAB, "undiscloRead more

    Penalty on Concealment of Income in Search Cases

    Under the Income Tax Act, 1961, if undisclosed income is found during an Income Tax Search (Raid) conducted under Section 132, penalties are levied under Section 271AAB.


    1. What is “Undisclosed Income” in Search Cases?

    As per Section 271AAB, “undisclosed income” refers to:
    ✔️ Unaccounted money, assets, or documents found during the search.
    ✔️ Income that is not recorded in books of accounts and not disclosed before the search.
    ✔️ False entries or suppression of income detected during the search.


    2. Penalty Provisions Under Section 271AAB

    The penalty for concealment of income in search cases depends on the circumstances under which the disclosure is made.

    Situation Penalty Rate
    Assessee admits the undisclosed income during the search, files return & pays tax before the due date 30% of undisclosed income
    Assessee does NOT admit undisclosed income but cooperates in search & files return on time 60% of undisclosed income
    Assessee does NOT admit income, does NOT cooperate, or does NOT file the return on time Up to 90% of undisclosed income

    📌 Note: If the case falls under Section 271(1)(c) (general penalty for concealment of income) instead of Section 271AAB, the penalty can be 100% to 300% of the tax evaded.


    3. Important Considerations

    ✔️ The penalty is mandatory if undisclosed income is detected in a search.
    ✔️ If the taxpayer voluntarily discloses the income before the search begins, no penalty is levied.
    ✔️ If the taxpayer fails to cooperate, the penalty can go up to 90% of the concealed income.


    4. How to Avoid Maximum Penalty?

    ✔️ Voluntarily disclose any unreported income before a search happens.
    ✔️ Cooperate with tax authorities during the search proceedings.
    ✔️ File the return on time and pay taxes on undisclosed income.


    Final Thought

    The penalties under Section 271AAB are severe. If you anticipate any undisclosed income, it’s always better to voluntarily disclose and pay taxes rather than face high penalties and legal action in search cases.

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

How tax is calculated on under reported Income?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:27 pm

    How Tax is Calculated on Under-Reported Income? Under the Income Tax Act, 1961, if an assessee under-reports income, tax and penalties are levied under Section 270A. The tax calculation depends on the nature of the under-reported income and whether the misreporting was deliberate or unintentional. 1Read more

    How Tax is Calculated on Under-Reported Income?

    Under the Income Tax Act, 1961, if an assessee under-reports income, tax and penalties are levied under Section 270A. The tax calculation depends on the nature of the under-reported income and whether the misreporting was deliberate or unintentional.


    1. What is “Under-Reported Income”?

    Under Section 270A, under-reported income includes:
    ✔️ Income assessed by the tax officer exceeding income declared in the return.
    ✔️ Reduction in loss claims due to incorrect reporting.
    ✔️ Expenses disallowed due to incorrect claims.
    ✔️ Income found during reassessment exceeding previously assessed income.


    2. Tax Calculation on Under-Reported Income

    Tax is calculated as follows:

    📌 Step 1: Compute Total Income (including the under-reported portion).
    📌 Step 2: Apply the income tax slabs/rates applicable to the assessee.
    📌 Step 3: Compute additional tax liability due to under-reported income.
    📌 Step 4: Add penalty under Section 270A:

    Situation Penalty Rate
    Normal under-reported income (not misreported) 50% of tax payable on under-reported income
    Misreported income (fraud, fake invoices, suppression of facts, etc.) 200% of tax payable on under-reported income

    ✅ Example:

    • Declared Income = ₹10 lakh
    • Assessed Income (after adding under-reported income) = ₹15 lakh
    • Additional Income Tax (due to ₹5 lakh under-reporting) = ₹1.5 lakh
    • Penalty (50% of ₹1.5 lakh) = ₹75,000 (if not misreported)
    • Penalty (200% of ₹1.5 lakh) = ₹3 lakh (if misreported)

    3. Exceptions: No Penalty on Under-Reporting

    No penalty is levied if:
    ✔️ The taxpayer voluntarily corrects the mistake in the return before receiving notice.
    ✔️ Income was under-reported due to a genuine difference in opinion in tax interpretation.
    ✔️ The under-reporting results from a tax audit adjustment (not intentional suppression).


    4. How to Avoid Penalty on Under-Reported Income?

    ✔️ Ensure accurate tax filing with full disclosures.
    ✔️ Respond to notices and explain differences properly.
    ✔️ If errors are found, file a revised return before scrutiny starts.
    ✔️ Consult a tax professional for complex income classifications.


    Final Thought

    Tax on under-reported income is calculated based on normal tax slabs, but penalties can go up to 200% of the tax amount for misreporting. To avoid heavy penalties, always ensure accurate and transparent tax reporting.

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

What is the penalty on under reporting of Income under Income Tax act?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:28 pm

    Penalty on Under-Reporting of Income under the Income Tax Act Under the Income Tax Act, 1961, under-reporting of income is penalized under Section 270A. The penalty is imposed when a taxpayer declares lower income than what is assessed by the tax department. 1. What is Considered Under-Reported IncoRead more

    Penalty on Under-Reporting of Income under the Income Tax Act

    Under the Income Tax Act, 1961, under-reporting of income is penalized under Section 270A. The penalty is imposed when a taxpayer declares lower income than what is assessed by the tax department.


    1. What is Considered Under-Reported Income?

    A taxpayer is considered to have under-reported income if:
    ✔️ The assessed income exceeds the declared income.
    ✔️ Loss claims are reduced due to incorrect reporting.
    ✔️ Expenses are disallowed due to non-compliance.
    ✔️ Income is detected during reassessment exceeding earlier returns.
    ✔️ Income is found in search/survey operations but not reported.


    2. Penalty for Under-Reporting Income (Section 270A)

    Nature of Under-Reporting Penalty Rate
    Normal under-reporting (without misreporting) 50% of tax payable on under-reported income
    Misreported income (fraud, false entries, fake invoices, suppression of facts, etc.) 200% of tax payable on under-reported income

    📌 Example:

    • Declared Income = ₹8 lakh
    • Assessed Income (after adding under-reported income) = ₹12 lakh
    • Additional Tax Due = ₹1.2 lakh
    • Penalty (50% of ₹1.2 lakh) = ₹60,000 (if not misreported)
    • Penalty (200% of ₹1.2 lakh) = ₹2.4 lakh (if misreported)

    3. When No Penalty is Levied?

    The penalty will not be imposed if:
    ✔️ The taxpayer voluntarily revises the return before scrutiny.
    ✔️ The under-reporting happened due to genuine differences in tax interpretation.
    ✔️ The income addition is due to a transfer pricing adjustment.
    ✔️ The taxpayer can justify the mistake with reasonable evidence.


    4. How to Avoid Penalty for Under-Reporting?

    ✅ File accurate tax returns with complete disclosures.
    ✅ Respond to tax notices and justify any discrepancies.
    ✅ Maintain proper documentation for deductions and income sources.
    ✅ If errors are found, revise the return voluntarily before scrutiny begins.


    Final Thought

    Under-reporting income can attract a minimum 50% penalty and up to 200% in case of misreporting. To avoid penalties, ensure accurate reporting and comply with tax regulations.

    Read How tax is calculated on under reported Income?

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

What are the financial transactions covered in annual information return?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:30 pm

    Financial Transactions Covered in Annual Information Return (AIR) The Annual Information Return (AIR), now integrated into the Statement of Financial Transactions (SFT) under the Income Tax Act, requires specified entities (banks, financial institutions, registrars, etc.) to report high-value financRead more

    Financial Transactions Covered in Annual Information Return (AIR)

    The Annual Information Return (AIR), now integrated into the Statement of Financial Transactions (SFT) under the Income Tax Act, requires specified entities (banks, financial institutions, registrars, etc.) to report high-value financial transactions to the Income Tax Department.


    1. Who Needs to File AIR/SFT?

    The following entities must report transactions exceeding the specified limits:
    ✔️ Banks & Post Offices
    ✔️ Mutual Fund Companies
    ✔️ Stock Exchanges & Depositories
    ✔️ Companies Issuing Bonds & Shares
    ✔️ Property Registrars


    2. Key Financial Transactions Reported in AIR/SFT

    Nature of Transaction Threshold for Reporting Reported by
    Cash deposits in savings account ₹10 lakh or more in a financial year Banks/Post Offices
    Cash deposits/withdrawals in current account ₹50 lakh or more in a financial year Banks
    Fixed deposit transactions ₹10 lakh or more in a financial year (excluding renewal) Banks/Post Offices
    Credit card bill payments ₹1 lakh (cash) or ₹10 lakh (other modes) in a financial year Banks
    Purchase of shares, debentures, bonds, or mutual funds ₹10 lakh or more in a financial year Companies & Mutual Fund Houses
    Purchase/sale of immovable property ₹30 lakh or more Sub-registrars
    Buyback of shares by a listed company ₹10 lakh or more Listed Companies
    Foreign currency purchases (Forex transactions) ₹10 lakh or more Authorized Forex Dealers
    Payment for travel, hotel, or jewelry purchases ₹2 lakh or more in cash Businesses
    Sale of motor vehicle (excluding two-wheelers) Any amount Motor Vehicle Dealers

    3. How is AIR/SFT Data Used by the Income Tax Department?

    ✔️ Cross-verification of tax returns to detect undisclosed income.
    ✔️ Matching financial transactions with the taxpayer’s PAN.
    ✔️ Identifying high-value transactions that may require scrutiny.
    ✔️ Ensuring compliance with tax laws and preventing tax evasion.


    4. How to Avoid Tax Scrutiny Due to AIR/SFT Reporting?

    ✅ Ensure that your PAN is linked to all financial transactions.
    ✅ Report all high-value transactions accurately in your ITR.
    ✅ Keep supporting documents (bank statements, property agreements, etc.) for verification.
    ✅ Avoid cash transactions exceeding prescribed limits to prevent scrutiny.


    Final Thought

    AIR/SFT helps the Income Tax Department track large transactions to detect tax evasion. If you have undertaken such transactions, declare them properly in your tax return to avoid any penalties.

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

Who is required to furnish annual information return under section 285BA of Income Tax act?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:31 pm

    Who is Required to Furnish Annual Information Return (AIR) Under Section 285BA of the Income Tax Act? Section 285BA of the Income Tax Act, 1961 mandates the filing of Annual Information Return (AIR), now referred to as the Statement of Financial Transactions (SFT). Certain specified entities are reqRead more

    Who is Required to Furnish Annual Information Return (AIR) Under Section 285BA of the Income Tax Act?

    Section 285BA of the Income Tax Act, 1961 mandates the filing of Annual Information Return (AIR), now referred to as the Statement of Financial Transactions (SFT). Certain specified entities are required to report high-value transactions to the Income Tax Department.


    1. Who is Required to Furnish AIR/SFT?

    The following specified persons/entities must file AIR/SFT if they conduct transactions exceeding prescribed limits:

    Specified Person Nature of Transaction Reported Threshold Limit
    Banks (including co-operative banks) Cash deposits in savings account ₹10 lakh or more per financial year
    Cash deposits/withdrawals in current account ₹50 lakh or more per financial year
    Post Offices Deposits in fixed deposits (excluding renewals) ₹10 lakh or more per financial year
    Mutual Fund Companies Purchase of mutual funds ₹10 lakh or more per financial year
    Companies Issuing Shares Purchase of shares (including IPO) ₹10 lakh or more per financial year
    Companies Issuing Bonds/Debentures Purchase of bonds or debentures ₹10 lakh or more per financial year
    Credit Card Issuers Credit card bill payments ₹1 lakh (cash) or ₹10 lakh (non-cash) per financial year
    Registrar or Sub-registrar Sale/Purchase of immovable property ₹30 lakh or more per transaction
    Foreign Exchange Dealers Foreign exchange transactions ₹10 lakh or more per financial year
    Listed Companies Buyback of shares from a person ₹10 lakh or more per financial year
    Jewelry & Luxury Goods Sellers Sale of jewelry, bullion, or goods/services ₹2 lakh or more (cash transaction)

    2. When & How to File AIR/SFT?

    ✔️ Due Date: May 31 of the following financial year.
    ✔️ Mode of Filing: Electronically through Form 61A.
    ✔️ Details Required: PAN of transacting persons, transaction details, and value.


    3. What Happens if AIR/SFT is Not Filed?

    🔴 Penalty under Section 271FA – ₹500 per day for late filing.
    🔴 Higher penalty of ₹1,000 per day if notice is issued by the Income Tax Department.
    🔴 Possible scrutiny or inquiry notices if high-value transactions are unreported.


    4. How Does the Income Tax Department Use This Data?

    ✔️ Cross-verifies transactions with ITR filings.
    ✔️ Identifies tax evasion and undisclosed income.
    ✔️ Tracks PAN-linked high-value transactions for scrutiny.


    Final Thought

    If you are a business or entity covered under Section 285BA, ensure timely compliance with AIR/SFT filing to avoid penalties and scrutiny.

    Read: What are the financial transactions covered in annual information return?

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 18, 2022In: Income Tax

How vam point out mistake in an income tax notice which can rectified?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 17, 2025 at 2:33 pm

    How to Identify and Rectify Mistakes in an Income Tax Notice? Receiving an Income Tax Notice can be stressful, but errors in the notice can be rectified if pointed out correctly. Here’s how you can identify mistakes and request rectification under Section 154 of the Income Tax Act. 1. Common MistakeRead more

    How to Identify and Rectify Mistakes in an Income Tax Notice?

    Receiving an Income Tax Notice can be stressful, but errors in the notice can be rectified if pointed out correctly. Here’s how you can identify mistakes and request rectification under Section 154 of the Income Tax Act.


    1. Common Mistakes in an Income Tax Notice

    🔹 Mismatch in Income Details – The income mentioned in the notice may not match your ITR filing.
    🔹 Incorrect Tax Calculation – Errors in tax liability computation, deductions, or rebates.
    🔹 TDS Mismatch – TDS credit not given as per Form 26AS.
    🔹 Incorrect Demand Raised – Wrong tax demand due to an automated system error.
    🔹 Penalty or Late Fee Error – Unjustified penalties applied.
    🔹 Arithmetical or Clerical Mistakes – Typing errors in PAN, name, or assessment year.


    2. How to Verify the Mistake?

    ✔ Check Your ITR Acknowledgment – Compare details with the notice.
    ✔ Download Form 26AS & AIS – Cross-check TDS/TCS details and reported income.
    ✔ Refer to Intimation u/s 143(1) – Verify whether the calculations are correct.
    ✔ Match Deductions & Exemptions – Ensure all eligible deductions (e.g., 80C, 80D, 80G) are considered.


    3. How to Rectify the Mistake?

    ✅ Step 1: Login to the Income Tax e-Filing Portal (https://www.incometax.gov.in)
    ✅ Step 2: Go to ‘Rectification Request’ under ‘Services’ section.
    ✅ Step 3: Select ‘Section 154 – Rectification’ and enter the details.
    ✅ Step 4: Upload Supporting Documents (ITR acknowledgment, Form 26AS, Tax Challans, etc.).
    ✅ Step 5: Submit the Request and Track Status

    📌 If the mistake is on the department’s end, the rectified order will be issued within a few weeks.


    4. What If the Error is Not Rectified?

    🔴 If the mistake is not rectified, you can:

    • File a Grievance through the e-filing portal.
    • Submit a written application to the Jurisdictional Assessing Officer (AO).
    • File an Appeal before the CIT(A) under Section 246A (if demand is incorrect).
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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 17, 2022In: Income Tax

How to compute Income Tax on agriculture income?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 18, 2025 at 11:00 am

    How to Compute Income Tax on Agricultural Income? Under the Income Tax Act, 1961, agricultural income is exempt from tax as per Section 10(1). However, if a taxpayer earns both agricultural and non-agricultural income, the partial integration method is used to determine the applicable tax rate. WhenRead more

    How to Compute Income Tax on Agricultural Income?

    Under the Income Tax Act, 1961, agricultural income is exempt from tax as per Section 10(1). However, if a taxpayer earns both agricultural and non-agricultural income, the partial integration method is used to determine the applicable tax rate.

    When is Agricultural Income Considered for Tax Computation?

    The partial integration method applies only if:
    ✅ Agricultural income exceeds ₹5,000, AND
    ✅ Non-agricultural income exceeds the basic exemption limit (₹2,50,000 / ₹3,00,000 / ₹5,00,000 depending on age & category).


    Step-by-Step Computation of Tax on Agricultural Income

    Step 1: Compute Total Income

    • Add non-agricultural income (salary, business income, rental income, etc.).
    • Exclude pure agricultural income (income from farming, sale of produce, etc.).

    Step 2: Apply the Partial Integration Method

    Tax is computed in three parts:

    Step Calculation
    A Compute tax on (Non-Agricultural Income + Agricultural Income).
    B Compute tax on (Agricultural Income + Basic Exemption Limit).
    C Final tax payable = A – B

    Step 3: Apply the Applicable Tax Rate & Add Cess

    • Compute tax based on slab rates.
    • Add 4% Health & Education Cess.

    Example Calculation

    Let’s assume a taxpayer has:
    🔹 Non-Agricultural Income = ₹8,00,000
    🔹 Agricultural Income = ₹3,00,000

    Step A: Compute Tax on (₹8,00,000 + ₹3,00,000) = ₹11,00,000

    • As per slab rates, tax = ₹1,32,000

    Step B: Compute Tax on (₹3,00,000 + ₹2,50,000) = ₹5,50,000

    • Tax on ₹5,50,000 = ₹22,500

    Final Tax Calculation:

    ✅ Tax Payable = ₹1,32,000 – ₹22,500 = ₹1,09,500
    ✅ Add 4% Cess = ₹1,13,880

    🔹 Total Tax Payable = ₹1,13,880


    Key Points to Remember

    ✅ Agricultural income alone is tax-free, but it affects the tax rate on other income.
    ✅ Partial integration applies only if agricultural income > ₹5,000.
    ✅ Different exemption limits apply based on the taxpayer’s category (individual, senior citizen, etc.).
    ✅ Agricultural income from tea, rubber, and coffee plantations is partially taxable under Rule 7, 7A, and 7B.

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CA Sanjiv Kumar
CA Sanjiv KumarEnlightened
Asked: January 13, 2022In: Income Tax

How an Individual can get deduction of donation made to political parties?

  1. CA Vishnu Ram Enlightened
    Added an answer on March 18, 2025 at 11:12 am

    Did you know? If you donate to a political party, you can claim a 100% tax deduction on the donated amount! Let’s break it down in simple terms. 1. Who Can Claim the Deduction? ✅ Only Individual Taxpayers (both salaried and self-employed).❌ Not available to companies, firms, or any other artificialRead more

    Did you know? If you donate to a political party, you can claim a 100% tax deduction on the donated amount! Let’s break it down in simple terms.

    1. Who Can Claim the Deduction?

    ✅ Only Individual Taxpayers (both salaried and self-employed).
    ❌ Not available to companies, firms, or any other artificial entities (they can claim under Section 80GGB).

    2. How Much Deduction Can You Claim?

    👉 100% of the donated amount is deductible – there’s no upper limit on the deduction!
    👉 However, cash donations are not allowed.

    3. What Are the Conditions for Claiming Deduction?

    🔹 The donation must be made to a registered political party or an electoral trust.
    🔹 The donation must be made through non-cash modes (bank transfer, cheque, UPI, digital wallets, etc.).
    🔹 Political parties must be registered under Section 29A of the Representation of the People Act, 1951.

    4. How to Claim the Deduction?

    📌 While filing your Income Tax Return (ITR-1 or ITR-2), enter the total donation amount under Section 80GGC.
    📌 Maintain proof of payment, such as a bank statement, digital receipt, or acknowledgement from the political party.


    Example Calculation

    Let’s say your taxable income is ₹8,00,000 and you donate ₹50,000 to a political party via bank transfer.
    ✅ Your taxable income after deduction = ₹8,00,000 – ₹50,000 = ₹7,50,000
    ✅ You save tax on ₹50,000, reducing your tax liability.


    Final Thoughts

    💡 If you plan to donate to a political party, go cashless to claim the tax benefit. Ensure the party is registered, and always keep proof of donation.

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